EasyLaw's Registration Assistance Service for Self-Employment Social Security Scheme (SESSS)

In Malaysia, self-employed individuals are often left out of the social security safety net that employees enjoy. However, the Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS), managed by SOCSO (PERKESO), provides essential protection for sole proprietors and other self-employed workers, ensuring that you are covered in case of accidents, illness, or disabilities related to your work. Starting in 2025, registration will become mandatory for a wider range of self-employed professionals. Previously, this scheme only covered those working in e-hailing, but now it has expanded to include another 20 sectors. These sectors include: goods or food transportation, agriculture, livestock farming, forestry, fisheries, food, manufacturing, construction, street vendors, accommodation, information technology, data processing, agents, professional services, support services, arts, household services, and health care and rehabilitation services. 

 

What is Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS)

The Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS) is a program designed to provide medical and financial protection to self-employed individuals engaged in self-employment activities under the provisions of the Self-Employment Social Security Act 2017 (Act 789). The scheme provides protection to self-employed insured persons and their dependents from employment injuries including occupational diseases and accidents during work-related activities. This scheme allows you to have a safety net, ensuring you can continue to support yourself and your loved ones in times of illness or injury, much like employees benefit from their employers’ insurance contributions.

 

Who must register for Self-Employment Social Security Scheme (SESSS)/ Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS) in 2025?

Starting in 2025, more self-employed sectors will be required to register for the SKSPS scheme. These include:

• Online business owners (e.g., Shopee, Lazada, Instagram shop owners)
• Small traders (e.g., hawkers, street vendors)
• Service providers (e.g., consultants, beauty therapists)
• Independent professionals (e.g., freelance writers, graphic designers, sole lawyers)
• Creative industry workers (e.g., photographers, musicians)
• Agricultural sector workers (e.g., farmers, fishers)
• Food and beverage operators (e.g., restaurant owners, food truck operators)

 

Essential Protection for:

Sole Proprietor Lawyers (Medical and financial protection)

 

Key Benefits of Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS)

• Comprehensive Medical Coverage

Self-employed insured individuals can claim reimbursement for medical expenses through PERKESO, subject to the terms outlined by PERKESO or according to the Fees Act 1951.

• Temporary Disablement Benefit 

TDB is provided to the insured self-employed person during their medical leave (at least four days, including the accident day), as certified by a medical officer.

• Permanent Disablement Benefit 

Permanent Disablement Benefit is for self-employed individuals who are permanently incapacitated, impairing their ability to work. The payment rate is 90% of the selected insured monthly earnings.

• Dependants' Benefit

Dependent Benefit is paid monthly to eligible dependents if the self-employed insured person dies due to work-related injuries. Eligible dependents include:

1. Widow/widower and children under 21
2. Parents, siblings under 21, or grandparents (if parents are deceased)
3. Payment is 90% of the selected insured monthly earnings.

• Constant Attendance Allowance 

A monthly allowance of RM500 is given to self-employed insured persons who suffer from total permanent disablement and require constant care from another person.

• Funeral Benefit 

A benefit of RM3,000 is paid to eligible dependents if the self-employed insured person dies due to work-related injuries or while receiving periodical permanent disablement benefit.

• Facilities for Physical and Vocational Rehabilitation

1. Physical Rehabilitation: Free services such as physiotherapy, prosthetics, orthotics, hemodialysis treatment, wheelchairs, crutches, and diapers.
2. Vocational Rehabilitation: Free training in fields like electrical work, tailoring, radio maintenance, etc.

• Education Benefit

An educational loan is provided to the dependents of a self-employed insured person who dies due to a work-related injury or while receiving periodical PDB, subject to specified eligibility criteria.

• Affordable Contribution Plans

Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS) offers flexible contribution options based on your income. 

1. Plan 1: Monthly salary of RM1,050 - RM13.10/month
2. Plan 2: Monthly salary of RM1,550 - RM19.40/month
3. Plan 3: Monthly salary of RM2,950 - RM36.90/month
4. Plan 4: Monthly salary of RM3,950 - RM49.40/month

​Self-employed professionals, such as lawyers, online sellers, and small business owners, can benefit from Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS) for various aspects of their work. For lawyers, it provides protection during court appearances, office-based tasks, client meetings, travel for cases, and document submissions. Online sellers are covered during product packaging, delivery arrangements, stock procurement, inventory management, and photoshoots. Small business owners can rely on Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS) for protection during daily operations, client meetings, business trips, staff management, and product handling. This comprehensive coverage ensures security and peace of mind for professionals across different fields.

 

How to Register for Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS)

Essential Documents

To register for Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS), you will need the following:

• A copy of the identification card
• A copy of the license/driver license/e-hailing profile/permit/certificate, or a confirmation letter from the relevant association or agency of the selected sector.

 

Why You Should Register Early

With mandatory registration expanding in 2025, here’s why you should act now:

1. Avoid Last-Minute Stress

• Get ahead of the deadline and secure your protection early. This will save you the hassle of rushing through the process at the last minute.

2. Immediate Coverage

• Once you register and make your first payment, your coverage will begin the next day. Don’t risk operating without protection.

3. Legal Compliance

• Failing to register by the deadline could lead to hefty fines not more than RM10,000. Ensure you are meeting statutory requirements to avoid penalties and legal issues.

 

Why Choose EasyLaw for Your Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS) Registration?

EasyLaw offers a seamless solution for Self-Employment Social Security Scheme (SESSS)/Self-Employed Social Security Scheme (Skim Keselamatan Sosial Pekerjaan Sendiri or SKSPS) registration, saving you time and ensuring everything is handled correctly. Here’s what you can expect when you choose EasyLaw:

1. Hassle-Free Registration

• We handle the entire documentation process for you.
• No need to stand in long lines or deal with confusing paperwork.
• Regular updates on your application status.

2. Professional Support

• A dedicated case handler will guide you through every step.
• Clear and prompt responses to all your questions.

3. Time-Saving Solution

• Focus on your business while EasyLaw takes care of your registration.
• Avoid common mistakes in the application process.

Fast-track your coverage without dealing with complex procedures.

 

Contact EasyLaw today to start your hassle-free Self-employment social security scheme registration!